In general, the term credit in the artistic or intellectual sense refers to an acknowledgement of those who contributed to a work, whether through ideas or in a more direct sense.
Credit in the arts
In the creative arts, credits are an acknowledgement of those who participated in the production. They are often shown at the end of movies and on CD jackets. In film, video, television, theater, etc., credits means the list of actors and behind-the-scenes staff who contributed to the production.
Credit in writing
In non-fiction writing, especially academic works, it is generally considered important to give credit to sources of information and ideas. Failure to do so often gives rise to charges of plagiarism, and "piracy" of intellectual rights such as the right to receive a royalty for having written. In this sense the financial and individual meanings are linked.
Academic papers generally contain a lengthy section of footnotes or citations. Such detailed crediting of sources provides readers with an opportunity to discover more about the cited material. It also provides a check against misquotation, as it's easy for an attributed quote to be checked when the reference is available. All of this is thought to improve integrity of the instructional capital conveyed, which may be quite fragile, and easy to misinterpret or to misapply.
Authors have to take care when naming fictional currencies because of the associations between currency names and countries; recognizable names for currencies of the future (e.g. dollar or yen) may be used to imply how history has progressed, but would appear out of place in an entirely alien civilization. Historical fiction may need research. Writers need not explain the exact value of their fictional currencies or provide an exchange rate to modern money; they may rely on the intuitive grasp of their readers, for instance that one currency unit is probably of little value, but that millions of units will be worth a lot.
Data on bank credit does indicate that households have utilised the higher borrowing for the purchase of houses and vehicles and also for financing consumption ... The RBI's financial stability report had earlier noted that the share of unsecured retail loans has gone up ... There are also limits to this credit-driven growth in private consumption.
However, excluding the impact of the merger, bank credit has grown by 15.08 per cent ... Unsecured loans (both personal loans and credit cards) are expected to grow faster, driven by greater digitalisation of financial transactions, a shift to organised credit, and increasing comfort with borrowing for discretionary spending.
BOV Value and Customised Packs are designed for employees of specific companies or organisations and offer specific benefits on a broad spectrum of the Bank's products and services including access to unsecured personal loans, reduction in processing fees, discounted credit card ...
... and result in positive implications for its own credit rating ... Apart from the syndicated financing from three Canadian banks to acquire Ivari, SFC also entered into a credit agreement on August 2 to establish a senior unsecured revolving credit facility for up to US$125 million.
“As loans on credit cards are unsecured, there is a risk of high defaults,” particularly if economic growth slows later in the year.</p>.Credit card usage surpasses debit cards in India.<p>The rising spends also points to an aggressive retail push by lenders in the ...
Credit growth is seen at 13-13.5% year-on-year(y-o-y) in 2023-24(April-March), lower than nearly 16% y-o-y in 2022-23, CRISILRatings said in a report on Thursday ... Retail credit growth should grow at 19-20% y-o-y in the next financial year aided by a strong demand for home loans and unsecured loans.
Borrowers with credit rated “fair” pay an average of nearly 26% interest on credit cards, according to the online personal finance platform WalletHub, and interest rates of close to 30% aren’t uncommon, according to credit counselors who work with these ...
The challenges of maintaining liquidity are compounded by fluctuations in deposits and the unreliability of conventional credit lines, emphasizing the critical need for robust, multiple sources of contingent funding ... irrevocable standby letters of credit (ISBLC) to one another.
The notes will be jointly and severally guaranteed on a senior unsecured basis by all of Viasat's future domestic restricted subsidiaries that guarantee its existing revolving credit facility ... million unsecured bridge loan facility (the "Bridge Facility"), which was fully drawn.
Easy credit ... As per Crisil Ratings, NBFCs have a share of 70-75% in the overseas education credit market. Students can get unsecured loans of up to `70 lakh from these institutions with an average interest rate between 11-12.7% ... “Despite the majority of loans being unsecured in ...
Cash and cash equivalents increased to $612.1 million, compared to $328.5 million, primarily due to cash generated from operations, partly offset by cash used for common stock repurchases and repayments of cash borrowings under the unsecured revolving credit facility.The Company...
A recognized leader with almost two decades of financial services experience, Do will oversee Best Egg's consumer lending product suite, including secured and unsecured personal loans, vehicle equity loans, credit cards, and flexible rent solutions.
MMI’s data also indicates that clients seeking credit counseling in 2023 have an average unsecured debt load 26% higher than those counseled during the same timeframe in 2022 ... Programs include credit counseling and debt management plans, which can significantly reduce interest rates and expedite repayment while improving creditworthiness.