In general, the term credit in the artistic or intellectual sense refers to an acknowledgement of those who contributed to a work, whether through ideas or in a more direct sense.
Credit in the arts
In the creative arts, credits are an acknowledgement of those who participated in the production. They are often shown at the end of movies and on CD jackets. In film, video, television, theater, etc., credits means the list of actors and behind-the-scenes staff who contributed to the production.
Credit in writing
In non-fiction writing, especially academic works, it is generally considered important to give credit to sources of information and ideas. Failure to do so often gives rise to charges of plagiarism, and "piracy" of intellectual rights such as the right to receive a royalty for having written. In this sense the financial and individual meanings are linked.
Academic papers generally contain a lengthy section of footnotes or citations. Such detailed crediting of sources provides readers with an opportunity to discover more about the cited material. It also provides a check against misquotation, as it's easy for an attributed quote to be checked when the reference is available. All of this is thought to improve integrity of the instructional capital conveyed, which may be quite fragile, and easy to misinterpret or to misapply.
Authors have to take care when naming fictional currencies because of the associations between currency names and countries; recognizable names for currencies of the future (e.g. dollar or yen) may be used to imply how history has progressed, but would appear out of place in an entirely alien civilization. Historical fiction may need research. Writers need not explain the exact value of their fictional currencies or provide an exchange rate to modern money; they may rely on the intuitive grasp of their readers, for instance that one currency unit is probably of little value, but that millions of units will be worth a lot.
TAKING on credit in tough economic times might seem like a financial decision to steer clear of. However, credit taken for the right reasons and in a responsible manner can assist you in bettering your life ... Why do you need credit? ... Understand the different types of unsecured credit available ... Consider the fees associated with the credit.
The restructuring support agreement provides for a deleveraging of the company’s balance sheet “by nearly $950 million through the equitization of unsecured notes and a $190 million paydown of the Company’s revolving credit and term loan facilities.” .
The company, which filed in the U.S ... The filing comes after a restructuring support agreement with creditors that provides for a deleveraging of the company’s balance sheet by nearly $950 million through the equitization of unsecured notes and a $190 million paydown of the company’s revolving credit and term loan facilities ...Related Articles ... .
While exposure to secured credit was low in this group (25 percent owned a property, and the average opening vehicle loan balances was approximately R160000), exposure to unsecured facilities like personal loans and retail credit was high, with these consumers holding about 30 percent of the market in both these products.
Lincolnwood Town Center... MORE ... The plan includes swapping unsecured notes for equity, a $190 million paydown of its revolving credit and term loan facilities and a $325 million equity rights offering. The plan has support from creditors that hold about 73% of the principal outstanding of secured corporate debt and 67% of the unsecured notes ... .
To put the latter in perspective, PayCurve recently published its own survey, indicating that 80% of all South Africans make use of unsecured credit or payday loans ...Credit providers are often the only “way out” ... In 2018 DebtRescue reported on the same consumer behaviour as many turned to retailers to buy food on credit ... credit or government grants.
“You then have to contact the banks in which the deceased family member held accounts and submit a copy of the death certificate and other documents to close loans and credit cards." ... For unsecured loans and credit card outstanding, the credit issuer writes off the dues upon the passing away of the holder," said Mehta.
... unsecured notes (collectively, the “Consenting Creditors”) ... The RSA provides for a deleveraging of the Company’s balance sheet by nearly $950 million through the equitization of unsecured notes and a $190 million paydown of the Company’s revolving credit and term loan facilities.
Mumbai. High cheque bounce rates in May are indicating asset quality troubles for non-bank financing companies(NBFCs) ... “Our collection teams and sales agents are putting efforts to cure the high bounce rates.” ... Another CEO said that Fintech. lenders were the worst hit after low-ticket customers chose to default on unsecured credit ... .
In its regional financial operation report released on Tuesday, the PBOC said it would continue to strengthen credit support for small and micro enterprises, including increasing unsecured loans. The access threshold for getting risk compensation funds will be moderately lowered for the fresh and unsecured loans of small and micro enterprises.
Almost all of the major consumer lending categories reported strong credit inquiries – a measure of demand – with mortgages recording the largest increase, up 25.1 percent year-on-year in the first quarter, a report by TransUnion showed. Credit cards also ...
... its common stock to the underwriters) to repay certain indebtedness, including amounts outstanding under its $1.8 billion unsecured revolving credit facility, to fund development and redevelopment activities and potential future acquisitions, and for general corporate purposes.
In turn, the credit limit on your secured credit card is typically equal to the amount of your deposit.Unsecured credit cards ... a secured card, but only use it as a steppingstone path to eventually getting the unsecured credit card you really want with no deposit or high fees.".